File list
This special page shows all uploaded files.
| Date | Name | Thumbnail | Size | User | Description | Versions |
|---|---|---|---|---|---|---|
| 16:03, 30 November 2024 | 2024Forecast.jpg (file) |  |
190 KB | Kcowan | LadyGeek regains the lead | 12 |
| 16:01, 30 November 2024 | CMF 2024Predictions.jpg (file) |  |
200 KB | Kcowan | No change | 11 |
| 20:52, 30 September 2024 | CMF 2023Predictions.jpg (file) |  |
200 KB | Kcowan | No change. Just bumping along... | 16 |
| 14:35, 12 May 2024 | Three-tier-retirement-100-2024.png (file) |  |
36 KB | Quebec | How the three tiers combine, as a function of total retirement income | 1 |
| 14:28, 12 May 2024 | Three-tier-retirement-2024.png (file) |  |
42 KB | Quebec | Combining the three tiers, to reeach a target replacement rate of 70% during retirement | 1 |
| 14:18, 12 May 2024 | Tier1Tier2-2024.png (file) |  |
40 KB | Quebec | How tiers 1 and 2 of the Canadian retiremnt system interact (in the absence of other retirement income) in terms of pre-retirement income replacement rates | 1 |
| 14:13, 12 May 2024 | OAS&GIS-2024.png (file) |  |
24 KB | Quebec | Correct inflection point | 2 |
| 14:01, 12 May 2024 | Tier-1-2024.png (file) |  |
16 KB | Quebec | OAS + GIS, 2024 rates | 1 |
| 15:44, 14 April 2024 | Reduction-asset-levels.png (file) |  |
44 KB | Quebec | Combination of figure 76 and figure 80 (redrawn) from Society of Actuaries (2016) Risks and Process of Retirement Survey - Report of Findings, https://www.soa.org/globalassets/assets/Files/Research/Projects/research-2015-full-risk-report-final.pdf | 1 |
| 13:35, 9 April 2024 | Four-Ls-funds.png (file) |  |
176 KB | Quebec | Combines the "four Ls" pyramid (the four main goals of retirement planning, Pfau and others) with the "four funds" structure of Branning & Grubbs (2022) | 1 |
| 23:58, 3 April 2024 | Contingency-planning.png (file) |  |
137 KB | Quebec | Conceptual diagram to illustrate article on contingency planning and contingency fund | 1 |
| 23:13, 4 March 2024 | Declining-ladder.png (file) |  |
11 KB | Quebec | Screenshot of an Excel spreadsheet showing a declining GIC ladder, payments at the end of the year, registered account, for payments of $20k indexed by 3% a year. Source = own work | 1 |
| 01:17, 25 February 2024 | Annuity-guarantees.png (file) |  |
57 KB | Quebec | Monthly payout of life annuities (SPIAs) for $100k of capital versus guarantee period for males 55 to 80 years old, and females 75 to 80 years old. Data from Table 1 in Milevsky MA (2013) Life Annuities: An Optimal Product for Retirement Income, Research Foundation of CFA Institute, https://www.cfainstitute.org/-/media/documents/book/rf-publication/2013/rf-v2013-n1-1-pdf.pdf | 1 |
| 16:17, 23 February 2024 | Annuity-age.png (file) |  |
135 KB | Quebec | Males versus females | 2 |
| 15:58, 23 February 2024 | Annuity-interest-rate.png (file) |  |
128 KB | Quebec | Redrawn and slightly modified from Pfau WD (undated) Are Annuities (SPIAs) Okay When Interest Rates are Low? (https://retirementresearcher.com/are-annuities-spias-okay-when-interest-rates-are-low/) | 1 |
| 19:20, 12 February 2024 | PMT-function.png (file) |  |
502 KB | Quebec | Wealth versus age using the same balanced asset allocation, but two different withdrawal strategies. Redrawn and modified from fig. 2 of: Frank LR, S Brayman S (2016) Combining Stochastic Simulations and Actuarial Withdrawals into One Model. Journal of Financial Planning, November 2016 issue | 1 |
| 21:26, 11 February 2024 | Allocation-wealth.png (file) |  |
175 KB | Quebec | Wealth over time depending on asset allocation in simulations with 4% rule. Source: Finke M, Blanchett D (2016) An overview of retirement income strategies. Journal of Investment Consulting 17:22-30, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2792296 Redrawn and slightly modified. | 1 |
| 15:57, 11 February 2024 | RISA-matrix-simple.png (file) |  |
153 KB | Quebec | A simpler version of the retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297 | 1 |
| 15:20, 11 February 2024 | Four-Ls.png (file) |  |
96 KB | Quebec | The four "L"s of retirement income goals are Longevity, Lifestyle, Liquidy and Legacy. Retirees may prioritize these goals differently. The Pyramid shows one possible vision among many. Source = new drawing to illustrate the concept. | 1 |
| 18:13, 4 February 2024 | RISA-matrix.png (file) |  |
196 KB | Quebec | The retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297 | 1 |
| 18:05, 4 February 2024 | RISA-matrix.jpg (file) |  |
984 KB | Quebec | The retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297 | 1 |
| 22:01, 29 December 2023 | 2023Forecast.jpg (file) |  |
222 KB | Kcowan | The winner is SoninLawofGus 1st runner up is kcowan 2nd runner up is nile Congratulations to all participants and especially the winner. | 17 |
| 13:19, 28 August 2023 | T-bill-return.gif (file) |  |
450 bytes | Quebec | Department of Finance (Canada), https://www.canada.ca/en/department-finance/programs/financial-sector-policy/securities/securities-technical-guide/determining-bond-treasury-bill-prices-yields.html | 1 |
| 17:58, 23 June 2023 | Maintenance-tools.png (file) |  |
143 KB | Quebec | "Tools Screwdriver Wrench royalty-free vector graphic Free for use & download" from https://pixabay.com/vectors/tools-screwdriver-wrench-repair-24220/ | 1 |
| 12:24, 11 April 2023 | Periodic-table-of-annual-returns-for-Canadians.jpg (file) |  |
459 KB | LadyGeek | Formatted table. Based on data from Libra Investment Management, which is Copyright © Libra Investment Management Inc. 2005-2023. All rights reserved. | 12 |
| 15:27, 10 January 2023 | Recent changes - Changes by others example.png (file) |  |
79 KB | Peculiar Investor | 1 | |
| 15:27, 10 January 2023 | Recent changes - Recent changes - Saved filters example.png (file) |  |
57 KB | Peculiar Investor | 1 | |
| 15:26, 10 January 2023 | Recent changes - Article and talk pages only example.png (file) |  |
57 KB | Peculiar Investor | 1 | |
| 14:32, 9 January 2023 | Retirement.jpg (file) |  |
71 KB | Peculiar Investor | Source: https://www.flickr.com/photos/76657755@N04/7027606047/sizes/z/Updating to the Medium 640 size of this photo (All sizes of this photo are available for download under a Creative Commons license | 2 |
| 22:20, 1 January 2023 | 2022Forecast.jpg (file) |  |
245 KB | LadyGeek | The overall winner is poedin.(Cropped to remove excessive borders.) | 15 |
| 14:49, 31 December 2022 | CMF 2022Predictions.jpg (file) |  |
261 KB | Kcowan | The winner and champion for 2022 is KaeJS. Congratulations for your foresight. | 15 |
| 12:59, 1 December 2022 | CPP-QPP-screenshot.png (file) |  |
80 KB | Longinvest | Update screenshot to version 2.2 of the spreadsheet. | 6 |
| 17:23, 10 August 2022 | VPW-Accumulation-Worksheet-Screenshot.png (file) |  |
198 KB | Longinvest | Update screenshot to version 2.7 of the worksheet. | 4 |
| 17:22, 10 August 2022 | VPW-Retirement-Worksheet-Screenshot.png (file) |  |
150 KB | Longinvest | Update screenshot to version 2.7 of the worksheet. | 3 |
| 12:36, 20 April 2022 | Tracy-whale-chart.jpg (file) |  |
56 KB | Quebec | Redrawn from figure 2 of Tracy J, Schneider H, Chan S (1999) Are Stocks Overtaking Real Estate in Household Portfolios? Federal Reserve Bank of New York, Current Issues in Economics and Finance, v. 5 no. 5 (April 1999) | 1 |
| 22:48, 31 December 2021 | CMF 2021Predictions.jpg (file) |  |
245 KB | Kcowan | Final results | 16 |
| 22:41, 31 December 2021 | 2021Forecast.jpg (file) |  |
219 KB | Kcowan | Final forecast results | 15 |
| 20:28, 2 October 2021 | TSX-Comp-FTSE.jpg (file) |  |
67 KB | Quebec | Updated with 2005-2020 returns from https://www.spglobal.com/spdji/en/indices/equity/sp-tsx-composite-index/#overview and https://www.ftserussell.com/analytics/factsheets/home/search | 2 |
| 14:05, 31 January 2021 | Life-stages.png (file) |  |
49 KB | Quebec | Financial life stages versus financial assets. Redrawn and strongly modified from https://guaranteedretirement.ca/ to illustrate life stages, for the series of outline articles in finiki. | 1 |
| 15:40, 20 January 2021 | FWF banner 2021.JPG (file) |  |
23 KB | Peculiar Investor | Screen capture of https://www.financialwisdomforum.org/forum/index.php in January 2021 | 1 |
| 14:46, 20 January 2021 | Growing money.jpg (file) |  |
55 KB | Peculiar Investor | Image by Nattanan Kanchanaprat from Pixabay. Source: https://pixabay.com/photos/money-profit-finance-business-2696228/ | 1 |
| 19:58, 19 January 2021 | Retirement living.jpg (file) |  |
27 KB | Peculiar Investor | Source: https://pixabay.com/illustrations/directory-pension-shield-direction-1334441/ Image by Gerd Altmann from Pixabay. | 1 |
| 20:54, 18 January 2021 | Car-loan-5years.png (file) |  |
43 KB | Quebec | Redrawn from https://www.canada.ca/en/financial-consumer-agency/services/loans/financing-car/risks.html, with annotations and shading added | 1 |
| 20:53, 18 January 2021 | Car-loan-8years.png (file) |  |
40 KB | Quebec | Redrawn from https://www.canada.ca/en/financial-consumer-agency/services/loans/financing-car/risks.html | 1 |
| 20:35, 11 January 2021 | Debt-sidebar-image.jpg (file) |  |
32 KB | Quebec | Modified from https://pixabay.com/illustrations/debt-finance-money-credit-loan-1157824/ | 1 |
| 14:22, 5 January 2021 | Pyramide.jpg (file) |  |
412 KB | Quebec | This is a modified version of https://www.finiki.org/wiki/File:Pyramid.jpg | 1 |
| 22:42, 31 December 2020 | CMF 2020Predictions.jpg (file) |  |
207 KB | Kcowan | Jimmy wins the contest. Conratulations on a tough year. sparky61 holds second place with marina628 in third | 13 |
| 22:32, 31 December 2020 | 2020Forecast.jpg (file) |  |
264 KB | Kcowan | poedin holds to win the contest. Congratulations Atles^3 holds second and sparky61 is third. | 17 |
| 20:25, 21 December 2020 | Equation-page159-bis.png (file) |  |
7 KB | Quebec | From Chapurat et al. (2012), second equation from page 159, for the present value of implicit liabilities, in a specific example | 1 |
| 20:22, 21 December 2020 | Equation2.6-solved.png (file) |  |
8 KB | Quebec | fixed typo (plus sign) | 2 |
