User contributions for Quebec

21:5121:51, 16 December 2024 diff hist +1,402‎ Registered Retirement Savings Plan ‎ What happens when the account holder dies current

21:4621:46, 15 December 2024 diff hist +1,886‎ Tax-Free Savings Account ‎ What happens when the account holder dies current

18:4718:47, 22 November 2024 diff hist +341‎ Locked-in accounts ‎ →‎LIFs and LRIFs: LIF rules will change significantly in 2025 for the Province of Quebec (from longinvest post on FWF)

23:1523:15, 19 November 2024 diff hist −300‎ Tax-Free Savings Account ‎ Stats in lead section updated to latest year available (2022); deleted external link already used as a reference

19:1519:15, 27 October 2024 diff hist +539‎ High yield bonds ‎ →‎Implementation: almost always use a fund; link updated; PH&N fund not so great anymore current
16:3616:36, 27 October 2024 diff hist +21‎ m High yield bonds ‎ fixed formating
16:3516:35, 27 October 2024 diff hist +403‎ High yield bonds ‎ →‎Risks: quotation: stocks versus junk bonds
16:3216:32, 27 October 2024 diff hist +841‎ High yield bonds ‎ External link converted to a reference; old Vanguard report link fixed (Wayback Machine); skewness
16:0216:02, 27 October 2024 diff hist −4‎ High yield bonds ‎ →‎External links: fixed broken link

14:0014:00, 22 September 2024 diff hist +302‎ Owning vs renting ‎ →‎External links: two podcast episodes; two updated links current

15:3615:36, 8 September 2024 diff hist +15‎ Segregated fund ‎ →‎Anne's case: additional words to clarify meaning current

22:2022:20, 16 June 2024 diff hist +22‎ Exchange-traded fund ‎ →‎ETF providers: Global X (formerly "Horizons" current
22:1822:18, 16 June 2024 diff hist +23‎ Money market fund ‎ →‎Money market ETFs: Global X instead of Horizons current
22:1622:16, 16 June 2024 diff hist +23‎ Cash ETF ‎ →‎Examples: Global X instead of Horizons current
22:1422:14, 16 June 2024 diff hist −113‎ Norbert's gambit ‎ →‎Dual-currency ETFs: updated with Global X fund names (and references) current

20:0720:07, 29 May 2024 diff hist +155‎ Équivalents en français ‎ Soins de longue durée; Fonds de contingence pour la retraite current
20:0020:00, 29 May 2024 diff hist +56‎ Common acronyms ‎ →‎L: LTC current
19:5719:57, 29 May 2024 diff hist −403‎ Settlement ‎ →‎Practical implications: example no longer applicable current
12:4612:46, 29 May 2024 diff hist +1,221‎ Long term care planning ‎ talk to your family about your plan current

17:0017:00, 26 May 2024 diff hist +1,201‎ Long term care planning ‎ Some Canadian data at last; minor reorganization
16:1316:13, 26 May 2024 diff hist +566‎ Long term care insurance ‎ →‎Is it popular?: less than 2% current
15:1015:10, 26 May 2024 diff hist +624‎ Reverse mortgage ‎ new REF; percentages may vary by location and other factors; non-negative equity guarantee; minor reorganization current
14:4414:44, 26 May 2024 diff hist +240‎ Reverse mortgage ‎ →‎Supplementing retirement income: low occurence, with REF
14:3114:31, 26 May 2024 diff hist −5‎ Reverse mortgage ‎ →‎Buffer asset: revised internal link

20:1920:19, 19 May 2024 diff hist +345‎ Long term care planning ‎ Third NIA report on LTC; one third of unpaid caregivers experience distress
17:4417:44, 19 May 2024 diff hist +513‎ Long term care planning ‎ refs provided in lead section (for 3 unsourced statements)

22:0222:02, 12 May 2024 diff hist +12‎ Canada's retirement income system ‎ →‎Replacement rates for tiers 1, 2 and 3 combined: Retirement income strategies and styles instead of "sustainable withdrawal" current
21:5121:51, 12 May 2024 diff hist +3‎ m Canada's retirement income system ‎ →‎Tier 1: OAS and the GIS: it
14:3614:36, 12 May 2024 diff hist +7‎ Canada's retirement income system ‎ →‎Putting it together: 2024 update
14:3514:35, 12 May 2024 diff hist +83‎ N File:Three-tier-retirement-100-2024.png ‎ How the three tiers combine, as a function of total retirement income current
14:2814:28, 12 May 2024 diff hist +101‎ N File:Three-tier-retirement-2024.png ‎ Combining the three tiers, to reeach a target replacement rate of 70% during retirement current
14:1814:18, 12 May 2024 diff hist +169‎ N File:Tier1Tier2-2024.png ‎ How tiers 1 and 2 of the Canadian retiremnt system interact (in the absence of other retirement income) in terms of pre-retirement income replacement rates current