Upload log

Below is a list of the most recent file uploads. See the gallery of new files for a more visual overview.

16:03, 30 November 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (LadyGeek regains the lead)
16:01, 30 November 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (No change)
23:43, 31 October 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (No change)
23:42, 31 October 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (No change)
15:30, 2 October 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (Corrected file)
21:12, 30 September 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (No change. Just bumping along with LadyGeek.)
20:52, 30 September 2024 Kcowan talk contribs uploaded a new version of File:CMF 2023Predictions.jpg (No change. Just bumping along...)
11:59, 4 September 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (New leader is LadyGeek)
11:47, 4 September 2024 Kcowan talk contribs uploaded a new version of File:CMF 2023Predictions.jpg
21:14, 28 June 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (Leader is nortel'd)
21:13, 28 June 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg
14:29, 13 June 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (New leader is kukucanuck)
14:26, 13 June 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (New leader is Marina)
14:35, 12 May 2024 Quebec talk contribs uploaded File:Three-tier-retirement-100-2024.png (How the three tiers combine, as a function of total retirement income)
14:28, 12 May 2024 Quebec talk contribs uploaded File:Three-tier-retirement-2024.png (Combining the three tiers, to reeach a target replacement rate of 70% during retirement)
14:18, 12 May 2024 Quebec talk contribs uploaded File:Tier1Tier2-2024.png (How tiers 1 and 2 of the Canadian retiremnt system interact (in the absence of other retirement income) in terms of pre-retirement income replacement rates)
14:13, 12 May 2024 Quebec talk contribs uploaded a new version of File:OAS&GIS-2024.png (Correct inflection point)
14:06, 12 May 2024 Quebec talk contribs uploaded File:OAS&GIS-2024.png (Effect on other retirement income on OAS & GIS, 2024 rates)
14:01, 12 May 2024 Quebec talk contribs uploaded File:Tier-1-2024.png (OAS + GIS, 2024 rates)
20:51, 30 April 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (New leader is schmuck)
20:34, 30 April 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (New leader is noblea)
15:44, 14 April 2024 Quebec talk contribs uploaded File:Reduction-asset-levels.png (Combination of figure 76 and figure 80 (redrawn) from Society of Actuaries (2016) Risks and Process of Retirement Survey - Report of Findings, https://www.soa.org/globalassets/assets/Files/Research/Projects/research-2015-full-risk-report-final.pdf)
13:35, 9 April 2024 Quebec talk contribs uploaded File:Four-Ls-funds.png (Combines the "four Ls" pyramid (the four main goals of retirement planning, Pfau and others) with the "four funds" structure of Branning & Grubbs (2022))
23:58, 3 April 2024 Quebec talk contribs uploaded File:Contingency-planning.png (Conceptual diagram to illustrate article on contingency planning and contingency fund)
17:45, 30 March 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (Leader is My Own Advisor)
17:41, 30 March 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (March results: Nortel'd is the leader)
23:13, 4 March 2024 Quebec talk contribs uploaded File:Declining-ladder.png (Screenshot of an Excel spreadsheet showing a declining GIC ladder, payments at the end of the year, registered account, for payments of $20k indexed by 3% a year. Source = own work)
23:00, 1 March 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (Latest result: Schmuck)
22:58, 1 March 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (Latest results: Jimmy)
01:17, 25 February 2024 Quebec talk contribs uploaded File:Annuity-guarantees.png (Monthly payout of life annuities (SPIAs) for $100k of capital versus guarantee period for males 55 to 80 years old, and females 75 to 80 years old. Data from Table 1 in Milevsky MA (2013) Life Annuities: An Optimal Product for Retirement Income, Research Foundation of CFA Institute, https://www.cfainstitute.org/-/media/documents/book/rf-publication/2013/rf-v2013-n1-1-pdf.pdf)
16:17, 23 February 2024 Quebec talk contribs uploaded a new version of File:Annuity-age.png (Males versus females)
16:13, 23 February 2024 Quebec talk contribs uploaded File:Annuity-age.png (Redrawn and slightly modified from Pfau WD (undated) Are Annuities (SPIAs) Okay When Interest Rates are Low? (https://retirementresearcher.com/are-annuities-spias-okay-when-interest-rates-are-low/))
15:58, 23 February 2024 Quebec talk contribs uploaded File:Annuity-interest-rate.png (Redrawn and slightly modified from Pfau WD (undated) Are Annuities (SPIAs) Okay When Interest Rates are Low? (https://retirementresearcher.com/are-annuities-spias-okay-when-interest-rates-are-low/))
19:20, 12 February 2024 Quebec talk contribs uploaded File:PMT-function.png (Wealth versus age using the same balanced asset allocation, but two different withdrawal strategies. Redrawn and modified from fig. 2 of: Frank LR, S Brayman S (2016) Combining Stochastic Simulations and Actuarial Withdrawals into One Model. Journal of Financial Planning, November 2016 issue)
21:26, 11 February 2024 Quebec talk contribs uploaded File:Allocation-wealth.png (Wealth over time depending on asset allocation in simulations with 4% rule. Source: Finke M, Blanchett D (2016) An overview of retirement income strategies. Journal of Investment Consulting 17:22-30, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2792296 Redrawn and slightly modified.)
15:57, 11 February 2024 Quebec talk contribs uploaded File:RISA-matrix-simple.png (A simpler version of the retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297)
15:20, 11 February 2024 Quebec talk contribs uploaded File:Four-Ls.png (The four "L"s of retirement income goals are Longevity, Lifestyle, Liquidy and Legacy. Retirees may prioritize these goals differently. The Pyramid shows one possible vision among many. Source = new drawing to illustrate the concept.)
18:13, 4 February 2024 Quebec talk contribs uploaded File:RISA-matrix.png (The retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297)
18:05, 4 February 2024 Quebec talk contribs uploaded File:RISA-matrix.jpg (The retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297)
20:26, 1 February 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (Hopefully back to 01-22 updated properly)
15:55, 1 February 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (Correction for vandefrosty)
21:35, 31 January 2024 Kcowan talk contribs uploaded a new version of File:CMF 2024Predictions.jpg (Just getting started. Not much change this year.)
21:30, 31 January 2024 Kcowan talk contribs uploaded a new version of File:2024Forecast.jpg (First month screen for errors. Not much change in January.)
21:46, 22 January 2024 Kcowan talk contribs uploaded File:CMF 2024Predictions.jpg (Initial ranking. Please check for typos)
21:37, 22 January 2024 Kcowan talk contribs uploaded File:2024Forecast.jpg (Initial rank of participants)
22:01, 29 December 2023 Kcowan talk contribs uploaded a new version of File:2023Forecast.jpg (The winner is SoninLawofGus 1st runner up is kcowan 2nd runner up is nile Congratulations to all participants and especially the winner.)
21:56, 29 December 2023 Kcowan talk contribs uploaded a new version of File:CMF 2023Predictions.jpg (The winner is kcowan KaeJS is second Jimmy is third Congratulations for a fun ride.)
20:33, 1 December 2023 Kcowan talk contribs uploaded a new version of File:2023Forecast.jpg (SonInLawOfGus takes the lead)
20:29, 1 December 2023 Kcowan talk contribs uploaded a new version of File:CMF 2023Predictions.jpg (Jimmy regains the lead)
16:08, 1 November 2023 Kcowan talk contribs uploaded a new version of File:2023Forecast.jpg (milo replaces poedin)